NorthGroup Mortgage is your local partner for a personalized lending experience for your next real estate transaction.

Mortgage Solutions You can Count On

Whether your clients are buying their first home, dream home, an investment property, or are interested in refinancing an existing loan, we will work with them to help identify the ideal loan program for their situation.

NorthGroup-Site-Icons_Conventional Loan

Conventional Loans

  • 5% down payment, 3% down payment for first-time home buyers
  • Minimum credit score of 620
  • Gift funds and seller concessions up to 6%
  • HomeReady™ - Homepossible™
  • Manufactured Homes with a Minimum 640 FICO Score
NorthGroup-Site-Icons_FHA Loan

FHA Loans

  • 3.5% down payment
  • 580 Minimum FICO score
  • FHA Streamlines without appraisal in most cases
  • Manufactured homes 580 minimum FICO score for purchase and refinance
NorthGroup-Site-Icons_VA Loan

VA Loans

  • No down payment required
  • Minimum credit score of 580
  • Loan amounts up to $2M
  • Not Limited to first-time home buyers
  • VA IRRRL- No income asset documentation required and no appraisal in most cases
NorthGroup-Site-Icons_USDA Loan

USDA Rural Development Loans

  • 0% downpayment options
  • Minimum credit score of 580
  • 100% closing costs can be gift funds
NorthGroup-Site-Icons_Niche Programs

Niche Programs

  • Asset Depletion
  • Foreign Nationals / ITIN
  • Bank Statement Loans
  • Renovation / 203(K) Loans
  • One Time Close Construction Loans
  • Jumbo Loans
  • Mortgage Tax Credit
  • Down Payment Assistance
  • Non-Warrantable Condos

NorthGroup Mortgage: Your Partners for Success in Financing

When you’re making a large financial investment, having the right team on your side can make all the difference.
Our team at NorthGroup promises to bring you:

Group 10

Expertise you can trust

Our team of seasoned mortgage professionals brings decades of experience to the table. We navigate the ever-changing mortgage landscape, ensuring your clients receive the best advice tailored to their needs.

Group 11

Efficiency you can
count on

NorthGroup Mortgage Team ensures fast and smooth real estate transactions with streamlined processes and advanced technology for quick approvals and closings.

Group 13

Dedicated Support

Our support team is always available. From pre-qualification to closing, we are committed to providing top-notch assistance every step of the way.

Group 15

Tailored Solutions

We understand that every client is unique. Our personalized mortgage solutions cater to the specific needs and financial goals of your clients, making their dream home a reality.

Group 21

Hear from our newest homeowners!

Get advice. not just a price.

Our advisors take the time to carefully listen and understand your needs, analyze your options, and recommend a solution that best fits your situation.