WHY CHOOSE NORTHGROUP

NorthGroup Mortgage is your local partner for a personalized lending experience for your next real estate transaction.

Mortgage Solutions You can Count On

Whether your clients are buying their first home, dream home, an investment property, or are interested in refinancing an existing loan, we will work with them to help identify the ideal loan program for their situation.

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Conventional Loans

5% down payment, 3% down payment for first-time home buyers
Minimum credit score of 620
Gift funds and seller concessions up to 6%
HomeReady™ - Homepossible™
Manufactured Homes with a Minimum 640 FICO Score

FHA Loans

3.5% down payment
580 Minimum FICO score
FHA Streamlines without appraisal in most cases
Manufactured homes 580 minimum FICO score for purchase and refinance

VA Loans

No down payment required
Minimum credit score of 580
Loan amounts up to $2M
Not Limited to first-time home buyers
VA IRRRL- No income asset documentation required and no appraisal in most cases

USDA Rural Development Loans

0% downpayment options
Minimum credit score of 580
100% closing costs can be gift funds

Niche Programs

Asset Depletion
Foreign Nationals / ITIN
Bank Statement Loans
Renovation / 203(K) Loans
One Time Close Construction Loans
Jumbo Loans
Mortgage Tax Credit
Down Payment Assistance
Non-Warrantable Condos

NorthGroup Mortgage: Your Partners for Success in Financing

When you’re making a large financial investment, having the right team on your side can make all the difference.
Our team at NorthGroup promises to bring you:

Expertise you can trust

Our team of seasoned mortgage professionals brings decades of experience to the table. We navigate the ever-changing mortgage landscape, ensuring your clients receive the best advice tailored to their needs.

Efficiency you can
count on

NorthGroup Mortgage Team ensures fast and smooth real estate transactions with streamlined processes and advanced technology for quick approvals and closings.

Dedicated Support

Our support team is always available. From pre-qualification to closing, we are committed to providing top-notch assistance every step of the way.

Tailored Solutions

We understand that every client is unique. Our personalized mortgage solutions cater to the specific needs and financial goals of your clients, making their dream home a reality.

Hear from our newest homeowners!

"Alex and his team were great! They were always available when we had questions or concerns, and they were so knowledgeable and helpful. We ended up closing earlier than expected which was a huge bonus! Highly recommend using Alex and his team for all of your mortgage needs!"

EMILY F

SIMPSONVILLE, SC

"Danielle was super helpful and always available no matter what time or day. Did everything she could to help us get the best possible loan outcome."

Nick M

Cleveland, NC

"I represented the seller in the transaction. Chet went out of his way to reach out to me to tell me what a strong buyer his client was. He also stayed in contact with me through the process to give me updates on closing day!"

Stephanie H

Charlotte, NC

"Had a great experience all around dealing with rapid. clay did an awesome job walking us through the process. very knowledgeable and available to talk any time. 10/10 would recommend"

Tyler C

York, SC

"Katie always does an amazing job for any of my clients that I send her way. I know I can always reach her whenever we have questions and I know that she will dig down deep into a file to uncover every single thing to benefit my client. I will continue to share her name with anyone I know seeking mortgage assistance!"

Denise C

"I had an insane turnover for my condo and Katie was able to get me closed in 9 dates - she was absolutely incredible and this couldn’t have happened without her!"

Gabrielle B.

Get advice. not just a price.

Our advisors take the time to carefully listen and understand your needs, analyze your options, and recommend a solution that best fits your situation.

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